TERMS OF USE

This website and the content contained within it are owned by Mosaic Interactive, LLC (“Mosaic”). Your use of the website is expressly governed by the terms and conditions stated below (the "Terms of Use"). By using this website, you are agreeing to be bound, without limitation or qualification, by the Terms of Use. If you do not agree with or want to be bound by these Terms, you should not use this website. Remember, any use of this website means that you are expressly agreeing to the Terms of Use.

Updating the Terms of Use. This website and the content on or accessed through it may be updated at any time and without advance notice. Each time that you return to this website, you may review the Terms of Use to make sure that the Terms are still acceptable to you. Your failure to return to this part of the website and re-review the Terms of Use is not an acceptable excuse for claiming that you are not bound by such new Terms.

Personal Use of Web Site. You are authorized to use this website for lawful purposes only. You are authorized to view and download (when available) single copies of materials on the website solely for your personal use, but not for commercial purposes. You are not authorized, without the prior written consent of Mosaic to modify, copy, download redistribute, retransmit, display, reproduce, publish, or sell any information, text, graphics, pictures, software products or services that this website may display or otherwise contain. All materials contained in this website are considered copyrighted materials by either Mosaic or, in certain circumstances, by other third parties when so indicated, and the materials are covered by copyright laws of the United States of America, various state laws and the laws of other countries. The trademarks, logos and service marks (the "Marks") displayed upon the website are owned by Mosaic or third parties. You are prohibited from use of these Marks without the express written permission of Mosaic or the third party owner. The content and materials available on and through the Mosaic website are for instructional and informational purposes only, and are not intended to constitute legal advice or the practice of law.

Mosaic Disclaimer of Liability. Mosaic makes no representations about the accuracy, reliability, the completeness or timeliness of anything contained on the website or about the specific results to be obtained from using the website, nor any of the content or materials that can be downloaded from the website. This website and the materials available through it may contain typographical errors or inaccuracies for which Mosaic shall have no liability. Any use of or reliance on the website, any viewed or downloaded materials, or statements contained in or through the website are being done at your own risk.

DISCLAIMER OF WARRANTY. MOSAIC DOES NOT WARRANT THAT THE WEBSITE WILL OPERATE ERROR FREE OR WITHOUT OTHER PROBLEMS, NOR THAT THE HOST COMPUTER OR ANY OTHER COMPUTER RELATED TO THIS WEB SITE IS FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MATERIALS OR ATTRIBUTES. IF YOUR USE OF THE WEBSITE OR MATERIAL RESULTS IN DAMAGE TO YOUR EQUIPMENT, MOSAIC IS NOT LIABLE FOR REPLACEMENT EQUIPMENT, LOST PROFITS OR DATA, OR ANY OTHER COSTS ASSOCIATED WITH REPAIRING YOUR PROPERTY OR EQUIPMENT. MOSAIC AND ITS SUPPLIERS MAKE NO WARRANTEES OR REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE MATERIAL, GRAPHICS, TEXTS, LINKS, SERVICES CONTAINED IN OR ACCESSED THROUGH THIS WEB SITE, NOR ANY WARRANTY OF THE FITNESS FOR ANY PARTICULAR PURPOSE.

Link to Other Web Sites. This website may contain links to other web sites. Mosaic makes no representations, warrantees or other claims, and shall not be held liable for the content of such web sites. Those web sites shall be governed by their own terms and conditions and privacy statements.